Federal solar credit ended Dec 31, 2025
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Solar costs · Miami, FL

Solar Panel Cost in Miami, Florida

Fact-checked by Sorted & Saved data desk
Updated Data verified Nov 5, 2026

Miami gets about 1,552 kWh per kW per year[1] from a rooftop solar array, according to NREL's PVWatts model at the city's coordinates. FPL's residential customers paid an average of 13.71¢ per kWh[2] and used 1,129 kWh a month[2]. A system sized to that use, about 8.7 kW est.[1,2], costs roughly $23,000 to $31,000 est.[1,2,3] before incentives, and pays back in about 13 years est.[1,2,3,4] for a cash buyer.

On this page [ 8 ]

Miami solar at a glance

Output per kW of panels1,552 kWh/yr[1]PVWatts, this city
Sunlight on panels5.62 kWh/m²/day[1]Annual average
FPL avg. price13.71¢/kWh[2]2024 average, bundled customers
FPL avg. home use1,129 kWh/mo[2]2024 average
Typical system8.7 kWCovers 100% of use
Typical price$27,000Estimate, before incentives
Year-1 savings$1,850Estimate
Payback13 yearsEstimate, cash purchase
Estimated monthly output of a 8.7 kW system in Miami (PVWatts, typical weather year)kWh / month

FPL credits exported energy at the retail rate (FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)). Assumptions: methodology.

How Florida Power & Light Company treats solar

UtilityExport policyExport creditAvg. residential priceMonthly basic charge
FPLFPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)Retail rate (net metering)[4]13.71¢ per kWh[2]$10.52[5]

Florida Power & Light Company: FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)

Excess kWh carry forward monthly at full retail. FPL says unused kWh in the bank at the December meter read are credited on the December bill at its average annual cost of generation (COG-1 as-available). FPL has a $30 minimum bill.

  • RS-1 base charge: $10.52/month (RS-1, effective January 1, 2026)[5]
  • Minimum bill: RS-1 minimum bill is $30.00/month (Sheet 8.201, effective January 1, 2026)[5]
  • Tier 2 application fee: $400[6]
  • Tier 3 application fee: $1,000 plus $2,000 interconnection study fee if required[6]

Permits and local programs in Miami

  • Permitting: City of Miami requires a specific stand-alone electrical 'solar panel' permit through iBuild. Residential jobs do not need a separate roofing permit. Plans must be sealed by a Florida-licensed engineer, except projects under $50,000 may be prepared by an EC- or CVC-licensed contractor. A sealed Florida P.E. structural letter is also required.[7]
  • Hurricane wind design (HVHZ): Miami-Dade County is in the High Velocity Hurricane Zone. County solar permit guidelines require the ASCE-7 roof wind uplift zone and pressure, plus signed and sealed wind-load, uplift and connection calculations.[8]

Miami solar cost by system size

SystemPrice before incentives[3]After incentiveskWh in year 1[1]Year-1 savings[2][4]Payback (years)
4 kW$12,400$12,4006,210$85013
6 kW$18,600$18,6009,310$1,28013
8 kW$24,800$24,80012,420$1,70013
10 kW$31,000$31,00015,520$1,86014
12 kW$37,200$37,20018,620$1,86016

Incentives for Miami homeowners

Federal · tax creditEnding soon

Business credit for leased and PPA systems (48E)

Claimed by the system owner, not the homeowner; solar must begin construction by July 4, 2026 or be in service by December 31, 2027[9]

If a company owns the panels on your roof (a lease or power purchase agreement), that company may claim the business clean electricity investment credit and can reflect it in your price. You cannot claim it yourself.

Who
Third-party-owned systems (leases and PPAs). Ask the provider whether the price assumes this credit.
Deadline
December 31, 2027
Checked
November 5, 2026
State · tax exemptionAvailable

Florida sales and use tax exemption for solar energy systems

Solar energy systems and their components are exempt from Florida sales and use tax (6% state rate plus any local surtax)[10]

Corroborated by FSEC (UCF) Energy Policy page https://energyresearch.ucf.edu/consumer/energy-policy/ : 'Florida law exempts solar systems and components from sales tax. This law doesn't have an expiration date.' The 6% rate figure is not from these pages and is general knowledge; drop it from value_text if strict sourcing is needed.

Who
Applies to solar energy systems or components on the list the Florida Solar Energy Center certifies to the Department of Revenue.
Deadline
No sunset in statute (2026 Florida Statutes); FSEC also states the exemption has no expiration date
Checked
November 5, 2026
State · tax exemptionAvailable

Property tax assessment exclusion for residential renewable energy source devices

For residential property, the added value from a solar (renewable energy source) device is not counted in the assessed value[11]

Nonresidential property gets an 80% exclusion under s. 193.624(2)(b). Constitutional authority is Art. VII s. 4(i), Fla. Const., which says the legislature may prohibit consideration of 'The installation of a solar or renewable energy source device' in assessed value (adopted 2008; amended by C.S. for H.J.R. 193 in 2016, effective Jan 1, 2018 to Dec 31, 2037). Source: https://www.flsenate.gov/Laws/Constitution . History: s. 1, ch. 2013-77; ss. 2, 7, ch. 2017-118; s. 5, ch. 2024-158.

Who
Devices installed on or after Jan 1, 2013 on new or existing residential real property. Covered equipment includes PV modules, inverters, storage and power conditioning devices.
Deadline
December 31, 2037
Checked
November 5, 2026

Every Florida incentive →

FAQ

Frequently asked questions

How much do solar panels cost in Miami?

About $27,000 est.[1,2,3] before incentives for a 8.7 kW est.[1,2] system, using Florida's median installed price of $3.10 per watt est.[3]. Get at least three written quotes; prices for the same system often differ by thousands of dollars.

How does FPL pay for solar I send to the grid?

FPL uses FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065): exported energy offsets what you buy at the retail rate, with details on our Florida net metering page.

How long is the payback for solar in Miami?

Our model estimates about 13 years est.[1,2,3,4] for a cash purchase, with year-one savings of about $1,850 est.[1,2,4]. Financing, a battery or a different rate plan changes this; the calculator lets you test each.

sources

[ 11 ]

Every number on this page links to one of these sources. Dates show when we last checked each one.

  1. NREL/NLR PVWatts v8 (1 kW-DC, fixed roof mount, 20° tilt, south-facing, 14% losses, TMY weather)pvwatts.nlr.gov · checked Nov 5, 2026
  2. EIA Electric Sales, Revenue, and Average Price 2024, Table 6: Utility bundled retail sales, residentialeia.gov · checked Nov 5, 2026
  3. U.S. Distributed Solar and Storage 2026 Data Update (Barbose, Darghouth, O'Shaughnessy, Forrester), Berkeley Labeta-publications.lbl.gov · checked Nov 5, 2026
  4. FPL: FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)fpl.com · checked Nov 5, 2026
  5. FPL residential tarifffpl.com · checked Nov 5, 2026
  6. FPL: Tier 2 application feefpl.com · checked Nov 5, 2026
  7. Miami: Permittingmiami.gov · checked Nov 5, 2026
  8. Miami: Hurricane wind design (HVHZ)miamidade.gov · checked Nov 5, 2026
  9. Public Law 119-21 - Sec. 70513(a) and (g)(5) (48E); Sec. 70512(a) and (l)(4) (45Y)govinfo.gov · checked Nov 5, 2026
  10. 2026 Florida Statutes s. 212.08(7)(hh)leg.state.fl.us · checked Nov 5, 2026
  11. 2026 Florida Statutes s. 193.624, Assessment of renewable energy source devicesleg.state.fl.us · checked Nov 5, 2026

City data last re-checked November 5, 2026.