Federal solar credit ended Dec 31, 2025
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Solar costs · Florida

Solar Panel Cost in Florida

Fact-checked by Sorted & Saved data desk
Updated Data verified Nov 5, 2026

A typical Florida home uses 1,104 kWh a month[1] of electricity. Covering that with solar takes a system of about 8.5 kW est.[1,2], which costs roughly $22,500 to $30,500 est.[1,2,3] before incentives at the state's median installed price. With Florida's average residential price of 15.32¢ per kWh[4], our model puts payback at about 12 years est.[1,2,3,4,5]. Your quote, roof and utility plan will move these numbers, so treat them as a starting point.

On this page [ 8 ]

Florida solar at a glance

Average electricity price15.32¢/kWh[4]Jan–Aug 2026 average (preliminary)
Average home use1,104 kWh/mo[1]2024 average
Solar output per kW1,552 kWh/yr[2]PVWatts estimate for Miami
Median installed price$3.10/W[3]Estimate, before incentives
Typical system8.5 kWSized to cover 100% of use
Typical price$26,400Estimate, before incentives
Year-1 savings$2,020Estimate
Payback12 yearsEstimate, cash purchase

Estimates use the inputs above and the assumptions in our methodology: FPL credits exported energy at the retail rate (FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)). Prices rise 2.5% a year; panels lose 0.5% a year.

Solar cost in Florida by system size

Same assumptions as the typical home above; only the system size changes. Prices are the state median before incentives and include the incentives our calculator applies by default in Florida.

SystemPrice before incentives[3]After incentiveskWh in year 1[2]Year-1 savings[4][5]Payback (years)
4 kW$12,400$12,4006,210$95012
6 kW$18,600$18,6009,310$1,43012
8 kW$24,800$24,80012,420$1,90012
10 kW$31,000$31,00015,520$2,03013
12 kW$37,200$37,20018,620$2,03015

Incentives that lower the price in Florida

Federal · tax creditEnding soon

Business credit for leased and PPA systems (48E)

Claimed by the system owner, not the homeowner; solar must begin construction by July 4, 2026 or be in service by December 31, 2027[6]

If a company owns the panels on your roof (a lease or power purchase agreement), that company may claim the business clean electricity investment credit and can reflect it in your price. You cannot claim it yourself.

Who
Third-party-owned systems (leases and PPAs). Ask the provider whether the price assumes this credit.
Deadline
December 31, 2027
Checked
November 5, 2026
State · tax exemptionAvailable

Florida sales and use tax exemption for solar energy systems

Solar energy systems and their components are exempt from Florida sales and use tax (6% state rate plus any local surtax)[7]

Corroborated by FSEC (UCF) Energy Policy page https://energyresearch.ucf.edu/consumer/energy-policy/ : 'Florida law exempts solar systems and components from sales tax. This law doesn't have an expiration date.' The 6% rate figure is not from these pages and is general knowledge; drop it from value_text if strict sourcing is needed.

Who
Applies to solar energy systems or components on the list the Florida Solar Energy Center certifies to the Department of Revenue.
Deadline
No sunset in statute (2026 Florida Statutes); FSEC also states the exemption has no expiration date
Checked
November 5, 2026
State · tax exemptionAvailable

Property tax assessment exclusion for residential renewable energy source devices

For residential property, the added value from a solar (renewable energy source) device is not counted in the assessed value[8]

Nonresidential property gets an 80% exclusion under s. 193.624(2)(b). Constitutional authority is Art. VII s. 4(i), Fla. Const., which says the legislature may prohibit consideration of 'The installation of a solar or renewable energy source device' in assessed value (adopted 2008; amended by C.S. for H.J.R. 193 in 2016, effective Jan 1, 2018 to Dec 31, 2037). Source: https://www.flsenate.gov/Laws/Constitution . History: s. 1, ch. 2013-77; ss. 2, 7, ch. 2017-118; s. 5, ch. 2024-158.

Who
Devices installed on or after Jan 1, 2013 on new or existing residential real property. Covered equipment includes PV modules, inverters, storage and power conditioning devices.
Deadline
December 31, 2037
Checked
November 5, 2026

All Florida incentives, including utility and local programs →

How Florida utilities credit your solar

Florida's investor-owned utilities (FPL, Duke Energy Florida, Tampa Electric) must offer net metering under Florida Public Service Commission Rule 25-6.065: exports offset purchases at the retail rate each month, and any excess left at the annual true-up is paid at the utility's avoided cost. Municipal utilities such as JEA and OUC set their own policies.[9]

UtilityExport policyExport creditAvg. residential priceMonthly basic charge
DukeNet Metering for Customer-Owned Renewable Generation (Rules & Regulations Part VIII 8.08, Sheet 4.085)Retail rate (net metering)[10]16.63¢ per kWh[1]$14.43[11]
FPLFPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)Retail rate (net metering)[5]13.71¢ per kWh[1]$10.52[12]
JEAJEA Distributed Generation Policy (DG-1, up to 2 MW), effective April 1, 20184.98¢ per kWh[13]12.43¢ per kWh[1]$21.00[14]
OUCTruNet Solar for Customer-Owned Renewable Generation (Tariff Sheet 3.500)5.47¢ per kWh[15]15.24¢ per kWh[1]$18.50[16]
TECORate Schedule NM-1 Net Metering Service (Tariff Sheets 3.255-3.265)Retail rate (net metering)[17]14.67¢ per kWh[1]$13.50[18]

Full Florida net metering and export-credit rules →

Solar costs in Florida cities

Output, utility rules and local permits differ by city. Each city page uses its own PVWatts estimate and its utility's prices.

FAQ

Frequently asked questions

How much do solar panels cost in Florida?

At the state median installed price of $3.10 per watt est.[3], a 8.5 kW est.[1,2] system that covers a typical home's use costs about $26,400 est.[1,2,3] before incentives. Quotes vary with roof, equipment and installer.

How long does solar take to pay for itself in Florida?

For a cash purchase at the state's average electricity price of 15.32¢ per kWh[4], our model estimates about 12 years est.[1,2,3,4,5]. Your utility's export credit and rate plan matter a lot; see the export-credit table above.

Is there still a federal solar tax credit?

Not for homeowners who buy. The Federal Residential Clean Energy Credit (25D)[19] does not apply to systems whose installation is completed after December 31, 2025. Leased and PPA systems are different: the company that owns the system may still claim a business credit.

sources

[ 19 ]

Every number on this page links to one of these sources. Dates show when we last checked each one.

  1. EIA Electric Sales, Revenue, and Average Price 2024, Table 5A: Residential average monthly bill by stateeia.gov · checked Nov 5, 2026
  2. NREL/NLR PVWatts v8 (1 kW-DC, fixed roof mount, 20° tilt, south-facing, 14% losses, TMY weather)pvwatts.nlr.gov · checked Nov 5, 2026
  3. U.S. Distributed Solar and Storage 2026 Data Update (Barbose, Darghouth, O'Shaughnessy, Forrester), Berkeley Labeta-publications.lbl.gov · checked Nov 5, 2026
  4. EIA Electric Power Monthly, Table 5.6.B: Average price of electricity by state, year-to-date (August 2026, preliminary)eia.gov · checked Nov 5, 2026
  5. FPL: FPL net metering under Rule 25-6.065 (Tier 1/2/3 Interconnection Agreements, tariff sheets 9.050-9.065)fpl.com · checked Nov 5, 2026
  6. Public Law 119-21 - Sec. 70513(a) and (g)(5) (48E); Sec. 70512(a) and (l)(4) (45Y)govinfo.gov · checked Nov 5, 2026
  7. 2026 Florida Statutes s. 212.08(7)(hh)leg.state.fl.us · checked Nov 5, 2026
  8. 2026 Florida Statutes s. 193.624, Assessment of renewable energy source devicesleg.state.fl.us · checked Nov 5, 2026
  9. Solar rights law (HOAs and local ordinances)leg.state.fl.us · checked Nov 5, 2026
  10. Duke: Net Metering for Customer-Owned Renewable Generation (Rules & Regulations Part VIII 8.08, Sheet 4.085)duke-energy.com · checked Nov 5, 2026
  11. Duke residential tariffduke-energy.com · checked Nov 5, 2026
  12. FPL residential tarifffpl.com · checked Nov 5, 2026
  13. JEA: JEA Distributed Generation Policy (DG-1, up to 2 MW), effective April 1, 2018jea.com · checked Nov 5, 2026
  14. JEA residential tariffjea.com · checked Nov 5, 2026
  15. OUC: TruNet Solar for Customer-Owned Renewable Generation (Tariff Sheet 3.500)ouc.com · checked Nov 5, 2026
  16. OUC residential tariffouc.com · checked Nov 5, 2026
  17. TECO: Rate Schedule NM-1 Net Metering Service (Tariff Sheets 3.255-3.265)tampaelectric.com · checked Nov 5, 2026
  18. TECO residential tarifftampaelectric.com · checked Nov 5, 2026
  19. IRS FS-2025-05: FAQs for modification of sections 25C, 25D, 25E, 30C, 30D, 45L, 45W, and 179D under Public Law 119-21 (OBBB)irs.gov · checked Nov 5, 2026

State data last re-checked November 5, 2026.